"I have made the decision to formalize my business, and as I sit here staring at the tax papers and instructions, I must admit to feeling a little overwhelmed and scared. I've done this before... I had a tax ID number and paid quarterly when I started a home based cosmetics business. But I remember it being a very frustrating time. I worried heavily about going to jail, doing something wrong in my books and just generally lived in this constant stressful state..."