Selling handmade gift cards is an extremely competitive business. A good thread from the forum this week focuses on starting a handmade gift card business. As always, I recommend that when starting a business you start slowly and either borrow very little or not at all. In this type of niche, it would be very easy to develop a lot of unsold inventory. For instance, if you create too many Christmas Cards, you will have to hold on to them until the next buying season. For the small businessperson this would put a crimp on your budget for producing current inventory.